Ratings

Insurance ratings
(Current as of September 30, 2020)

An insurance rating is an opinion of the rating agency of the insurance company's financial capacity to meet the obligations of its insurance policies in accordance with their terms. Each of the independent rating organizations that rate Protective has assigned its rating based on a variety of factors, including the company's operating performance, asset quality, financial flexibility, and capitalization. A rating is not a recommendation to purchase, sell, or hold insurance contracts. Ratings are subject to change at any time. The insurer may have paid a fee to the rating agency.

Ratings A.M. Best Standard and
Poor's
Fitch Moody's
Insurance company financial strength rating:
Protective Life Insurance Company A+ AA- A+ A1
West Coast Life Insurance Company A+ AA- A+ A1
MONY Life Insurance Company A+ A+ A+ A1
Protective Life and Annuity Insurance Company A+ AA- A+ -
Protective Property and Casualty Insurance Company A - - -

Protective Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard and Poor's, A+ (Strong, 5th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody's Investor Services.

West Coast Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard and Poor's, A+ (Strong, 5th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody's Investors Services. Protective Life Insurance Company has entered into an agreement to contribute capital to West Coast under certain circumstances.

MONY Life Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, A+ (Strong, 5th highest of 21 ratings) from Standard and Poor's, A+ (Strong, 5th highest of 22 ratings) from Fitch, and A1 (5th highest of 21 ratings) from Moody's Investor Services.

Protective Life and Annuity Insurance Company has insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA- (Very Strong, 4th highest of 21 ratings) from Standard and Poor's, and A+ (Strong, 5th highest of 22 ratings) from Fitch. A portion of Protective Life and Annuity Insurance Company's policy liabilities are guaranteed by Protective Life Insurance Company.

Protective Property and Casualty Insurance Company has an insurer financial strength ratings of A (Excellent, 3rd highest of 15 ratings) from A.M. Best.